Share Savings
- No Limit on deposit amount
- Insured up to ***$250,000*** by NCUA
- $5.00 Minimum deposit

* $100.00+ APR Rate: 0.25%
as of 3/30/09

MONEY MARKET ACCOUNTS
$ 1,000 - $ 4,999 0.50% APR
$ 5,000 - $ 24,999 0.65% APR
$25,000 - $ 49,999 0.80% APR
$50,000 - $100,000 1.00% APR
as of 7/1/10
Dividends paid quarterly
Four withdrawals per month - no fee

If you lose your ATM/Check Card during non-business hours, please call 1-800-523-4175 to report the loss.
Also please notify us at (618) 462-3413 during business hours.

Christmas Club Savings:
* 0.25% Dividend

Vacation Club Savings:
* 0.25% Dividend

There is a $5.00 dormant account fee for share savings accounts that have less than $100.00 balance with no activity on that account for the quarter.

*Payroll Deduction available for all loans & savings accounts

SCHEDULED SERVICE FEES Eff 5/07
Non-Sufficient Funds/Overdrafts/ACH NSFs
Returned or paid (per day, per item)..........25.00
Returned Deposited Item..........25.00
Statement Copies/Photocopy/History of Statement..........2.00
Closed Account Fee (within 90 days)..........20.00
Teller Check (in excess of 2 per mo)..........2.00
Teller Check Stop Payment..........30.00
Wire Transfers (Domestic only)..........12.00
Western Union Wilre Transfers..........10.00
Dormant Account Fee (per quarter)..........5.00
Overdraft Transfers (fee charged for each transfer over 6 per month)..........3.00
Excessive Wilthdrawal Fee (per withdrawal in excess of 6 during a month)..........3.00
Levies/Garnishments..........50.00
Fax Copies (per page)
Members..........Free
Non-Members..........0.50