Share Draft Checking:

Free checks upon opening account.

VISA ATM/Debit card available.

All ATM transactions are fee-free if you use any CO-OP or AllPoint ATMs---Over 32,000 nation-wide.

ATM LOCATOR:
www.allpointnetwork.com or www.co-opnetwork.org

Also, Laclede Comm CU 24-hour ATMs are fee-free. There are two locations in Alton, Illinois, at 2421 State Street and 3401 E Broadway; and one location in Bethalto, Illinois, at 301 Mechanical Lane across from the airport.

If you lose your ATM/Check Card during non-business hours, please call 1-800-523-4175 to report the loss.
Also please notify us at (618) 462-3413 during business hours.

SCHEDULED SERVICE FEES Eff 5/07
Non-Sufficient Funds/Overdrafts/ACH NSFs Returned or paid (per day, per item) …… 25.00
Paid via Courtesy Pay (per item)…. 4.00
Stop Payment (per request)……………… 12.00
Per series of checks………… 20.00
Returned Deposited Item………………… 25.00
Statement Copies/Photocopy/History of Statement… 2.00
Copy of Cleared Draft ……………………… 2.00
Closed Checking Acct (within 6 mos.)……… 10.00
Teller Check (in excess of 2 per mo)……….. 2.00
Teller Check Stop Payment………………… 30.00
ATM/Debit Cards
Replacement Card or PIN…………. 5.00
Foreign ATM/Debit Card Transactions
Withdrawal Inquiry/Transfer………. 1.00
Point of Sale
(Pinned Transactions after 3)… 0.50
Overdraft Transfers (fee charged for each
transfer over 6 per month)…….. 3.00
Temporary Checks (per 12 checks)………… 3.00